Do All Businesses Need a General Liability Policy? 

General liability insurance is designed to help protect your business from claims involving bodily injury, property damage and personal or advertising injury that may occur during your operations. This coverage can help pay for legal fees, medical expenses and settlements if your business is found responsible for an accident or mistake.

Who Needs General Liability Insurance in Texas?

While Texas does not require all businesses to carry general liability insurance by law, many companies find it a crucial part of their risk management strategy. You may need this coverage if:

• You interact with clients or customers in person
• You operate a storefront, office or other physical location
• You work on client property or job sites
• You advertise your products or services
• You want to sign contracts with vendors or clients (many require proof of insurance)

Even home-based businesses and sole proprietors can face liability risks. Accidents can happen anywhere, and a single claim could have a significant financial impact.

What Are the Risks of Going Without Coverage?

Operating without general liability insurance can expose your business to costly lawsuits and claims. Without coverage, you may be responsible for paying legal fees, medical bills or damages out of pocket.

How Our Team Can Help

At Atlas Insurance Group Services, we help Texas businesses owners assess their unique risks and find general liability insurance solutions that fit their needs.

Ready to learn more about general liability insurance for your Texas business? Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.