Does Auto Insurance Cover Towing When Your Car Breaks Down? 

When your car breaks down unexpectedly, the last thing you want to worry about is how you’ll get it to a repair shop. Towing can be costly, especially if you’re stranded far from home. That’s why many Texas drivers consider adding towing coverage to their auto insurance policies.

What Is Towing Coverage?

Towing coverage, often included as part of roadside assistance coverage, is an optional add-on to your auto insurance policy. This coverage can help pay for the cost of having your vehicle towed, if it becomes disabled due to a breakdown, accident or other covered event. In Texas, towing coverage can be especially helpful given the long distances between towns and the unpredictable weather that can lead to roadside emergencies.

What Does Roadside Assistance Coverage Typically Include?

Depending on your auto policy, this coverage can include:

• Towing to the nearest repair facility or a location of your choice (within a set distance)
• Jump-starts for dead batteries
• Flat tire changes
• Lockout assistance if you’re locked out of your vehicle
• Fuel delivery if you run out of gas

Be sure to review your policy details, as coverage limits and included services can vary.

We’re Here to Help

Atlas Insurance Group Services works with Texas drivers to find the right auto insurance solutions for their needs. We can help you:

• Understand the benefits and limitations of towing and roadside assistance coverage
• Compare options from multiple insurance carriers
• Add towing coverage to your existing policy or include it in a new quote

Contact us today to explore your options and get a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.